UAE Salary Calculator
Net take-home pay with overtime and deductions
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🇦🇪 UAE tip
UAE Nationals pay a 5% GPSSA social security contribution on basic salary. Expatriates have no income tax or social security deductions in the UAE.
The UAE Salary Calculator computes your net take-home pay by factoring in your basic salary, allowances, overtime earnings, and deductions — including the GPSSA social security contribution for UAE Nationals.
How is salary structured in the UAE?
Most UAE employment packages split total compensation into a basic salary plus allowances (housing, transport, and others). Your gross salary is the sum of all components. Since the UAE levies no personal income tax, expatriates receive their gross salary in full. UAE Nationals contribute 5% of basic salary to GPSSA (social security), reducing their net take-home.
How is overtime calculated under UAE Labour Law?
Overtime pay is based on your basic salary only. Your hourly rate equals your basic salary divided by 30 days and 8 hours. Regular overtime is paid at 125%, while work performed between 9 PM and 4 AM or on official holidays is paid at 150%. The maximum overtime permitted is 2 hours per day unless exceptional circumstances apply.
What is GPSSA and who pays it?
The General Pension and Social Security Authority (GPSSA) manages retirement contributions for UAE Nationals in the private sector. Employees contribute 5% of their basic salary; employers contribute 12.5%. Expatriates are not enrolled in GPSSA and have no equivalent deduction.
Why does basic salary matter most?
Gratuity, annual leave encashment, and overtime are all calculated on basic salary — not gross package. A higher basic-to-total ratio means better long-term entitlements. Typical packages allocate 40–60% of total compensation as basic salary.
Frequently asked questions
Is there income tax in the UAE?+
No. The UAE has no personal income tax. Expatriates receive their full gross salary as take-home pay. A 9% corporate tax applies to businesses, but employees are not affected.
Do UAE Nationals have salary deductions?+
Yes. UAE Nationals in the private sector contribute 5% of their basic salary to GPSSA (social security). Their employer contributes an additional 12.5%. This is the only mandatory employee deduction in the UAE.
Are allowances taxable in the UAE?+
No taxes apply to any part of your salary package — basic salary, housing allowance, transport allowance, or any other benefit are all completely tax-free.
How is overtime rate determined?+
Under UAE Labour Law, regular overtime is paid at 125% of the hourly rate. Work performed between 9 PM and 4 AM or on official public holidays is paid at 150%. The hourly rate is calculated as basic salary ÷ 30 ÷ 8.
What is WPS in the UAE?+
The Wage Protection System (WPS) is a UAE government initiative requiring employers to pay salaries electronically via approved financial institutions, ensuring timely and accurate payment. Non-compliance can result in fines and suspension of work permits.
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UAE Salary Calculator
UAE Note
UAE Nationals pay a 5% GPSSA social security contribution on basic salary. Expatriates have no income tax or social security deductions in the UAE.
Disclaimer: This result is an estimate for informational purposes only. Actual figures may vary based on individual circumstances, company policy, and applicable UAE law. Consult a qualified professional before making any financial or legal decisions.
Generated by UAE Tools Hub · uaetoolshub.com · 14 June 2026